The Placerville Dental Group accepts nearly all levels of Principal dental insurance and takes patients using the following plans: POS, EPO and PPO. (The only plan not accepted by our Placerville dentists is the California Dental HMO product from Principal.) The plans we accept are explained below.
The Exclusive Provider Organization plan offers the greatest level of discount over typical dental bills. While your amount of co-insurance may vary based on your employers chosen level of coverage, with the EPO you are guaranteed to get the best possible savings from working with Principal insurance. The average savings using the EPO compared to the PPO plan are nearly 60%, while the benefit over visiting a non-network provider is nearly 80%.
Principal’s Preferred Provider Organization dental insurance also offers discounted dental service, but your co-payments for treatment will be higher than under the EPO plan. Like the EPO plan, you may work with an out-of-network dentist if you prefer, but your costs will be greater. Since the Placerville Dental Group is part of the Principal network, you receive the maximum possible PPO benefits when you visit our dental office.
The Point of Service plan determines your benefit level by examining the type of dental office providing the treatment. Since the Placerville Dental Group accepts the Principal EPO plan, you will essentially be treated as an EPO customer if you bring your POS plan to our dental office. This provides you a significant discount over visiting a Placerville dentist that only provides PPO services or an out-of-network dentist.
If you have questions about your Principal dental insurance and would like to know how the friendly staff at the Placerville Dental Group may be able to assist you, please contact us at 530-295-8000, via our website, or by visiting our office at 699 Main Street, Suite B.